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MIL OSI Translation. Region: Russian Federation –

Within the framework of the Army-2021 forum, Rosvoenipoteka Federal State Institution signed agreements with Promsvyazbank PJSC and Rossiya JSB JSC, which launched pilot projects on the use of enhanced qualified electronic signatures when signing contracts for targeted housing loans and credit documentation with NIS participants …

Federal State Institution Rosvoenipoteka is actively involved in the implementation of online technologies in the financial sector and the digitalization of government agencies. Electronic document management implies that FGKU Rosvoenipoteka, banks and military personnel – participants in the accumulative mortgage system of housing provision for military personnel will be able to sign documents remotely.

“Today we took the first important step towards the digital transformation of mortgage lending for military personnel. Every year, more than 15 thousand contracts for the purchase of housing are concluded by TsZHZ, plus every quarter about 4 thousand contracts are signed for refinancing previously taken mortgage loans. The volume of paper documentation processed by Rosvoenipoteka and banks from all over the country is enormous.

“I am sure that the signing of agreements on the use of an enhanced electronic signature in the execution of contracts for targeted housing loans and mortgage loans between FGKU“ Rosvoenipoteka ”and banks PSB and Russia, as well as the introduction of electronic document management will allow remotely, which means more efficiently and conveniently sold the right to housing. This will become one more advantage of the accumulative mortgage system of housing provision for military personnel, ”said Konstantin Yaroslavtsev, head of the Federal State Institution Rosvoenipoteka.

In addition to electronic document circulation in the execution of documents in order to provide military personnel participating in the NIS with targeted housing loans, pilot projects also provide for electronic registration of mortgages in Rosreestr. This significantly reduces the time required to complete the transaction for the acquisition of real estate. The absence of the need to visit a bank office several times is a significant advantage and is convenient when performing military service in places remote from bank offices.

Konstantin Basmanov, head of retail and small and medium-sized businesses at PSB, noted: “As the leader in terms of lending to military personnel, PSB is introducing high-tech formats in this market, providing qualitatively new services for clients and developers. Increasing the availability of mortgages and the need to provide housing for military personnel requires a pooling of efforts on the part of all participants in the savings and mortgage system. Rosvoenipoteka is our strategic partner, within the framework of the agreement we are creating a convenient and simple digital service, which will soon be able to be used by thousands of military personnel serving, including in remote areas, where access to urban and financial infrastructure is limited. Thanks to the launch of digital mortgages, getting a loan for an apartment will be as convenient and quick as paying for utilities or mobile communications. “

Particular attention in the pilot project is paid to the security of personal data of military personnel and the issue of banking secrecy. All documents with personal data of servicemen will be transmitted using modern security mechanisms and only through secure communication channels.

“For several years we have been closely and productively cooperating with FGKU“ Rosvoenipoteka ”throughout Russia. Thanks to military mortgage programs, tens of thousands of servicemen have already become owners of new apartments, ”comments Maxim Druzhinin, Executive Director for Retail Business of Bank Rossiya. – And our immediate task is to optimize the process of issuing mortgage loans in such a way as to save the borrower’s time. Digital mortgages will allow servicemen to process the purchase of housing without being distracted from their main tasks of ensuring the defense capability of our country. And we, for our part, will make every effort to make banking services as comfortable as possible for them. “

For reference:

Within the framework of the accumulative mortgage system, the servicemen purchased more than 271 thousand apartments, including the Ministry of Defense of Russia – more than 124 thousand servicemen.

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EDITOR’S NOTE: This article is a translation. Apologies should the grammar and / or sentence structure not be perfect.

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