MIL OSI Translation. Region: Russian Federation –
Since the beginning of this year, in the Kaliningrad region, participants in the accumulation and mortgage system (NIS) have concluded 309 transactions for a total of 1.2 billion rubles, of which 42 are under agreements of equity holders, and 37 military personnel have purchased individual residential houses.
The average area of an apartment purchased in the secondary stock is 56.3 square meters, and the average cost of one “square” is 73.6 thousand rubles. In new houses, the average area of an apartment purchased on a mortgage was 61.4 square meters, and the average price of one meter was 76.3 thousand rubles. The average area of a house with a land plot was 129.1 square meters, the median cost of a meter at IR was 34.6 thousand rubles.
A number of Russian banks are refinancing mortgage loans of military personnel participating in the NIS, issued under the Military Mortgage program. The minimum interest rates for refinancing a previously obtained mortgage loan are 6.75% per annum, under the “Family Mortgage for Servicemen” program – 4.7%, under the “State Support 2020” program – 5.69% per annum.
Since the start of the program in the region, military personnel have purchased 7,221 residential premises for a total amount of more than 22.65 billion rubles.
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EDITOR’S NOTE: This article is a translation. Apologies should the grammar and / or sentence structure not be perfect.